Self Employed Individuals Have Specific Needs
You’re considered self-employed if you own a business, which may or may not have employees. You have multiple options to get health insurance.
Just like employees, self-employed people stand to benefit from health insurance coverage. Of course, not paying for insurance can be less expensive in the short term, but uninsured people are just an illness or injury away from catastrophic financial consequences.
Experts recommend comprehensive health insurance for all adults, as paying out of pocket can lead to medical debt. By spending a single night in a hospital, for example, patients without insurance can owe upward of $10,000. What’s more, studies show people without health insurance tend to make important health care decisions based on money and often face poorer health outcomes as a result, particularly when they forgo adequate preventative care.
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